If You’re A Serving Police Officer, We Can Help You Get A Great Mortgage Deal

  • Independent, whole of market access to the best police mortgages
  • Specialist help for police, police workers & police community support officers
  • Personalised stress free service with no upfront fees
  • 5% & 10% deposit mortgage deals
  • Free advice – book a call back now

For Your FREE Mortgage Consultation call us between 9-5

01245 209851

or click here to

Book A Call Back

Fully Independent, Access To 1000s Of Mortgages From 1.34% APR – Challenge Us To Get You The Best Deal
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Bespoke service for every client

Taking the pressure off busy police officers like you

Free consultation & initial information

No charge for your initial consultation

Free summary of your mortgage options

Get a no-cost overview of your options

No upfront fees

Payment due when you get your offer

Independent whole of market brokers

Giving you more choice

CeMAP qualified

Complete security for you

Bespoke service for every client

Taking the pressure off busy police officers like you

Free consultation & initial information

No charge for your initial consultation

Free summary of your mortgage options

Get a no-cost overview of your options

No upfront fees

Payment due when you get your offer

Independent whole of market brokers

Giving you more choice

CeMAP qualified

Complete security for you

 
Bespoke service for every client
Taking the pressure off busy police officers like you
 
 
Free consultation & initial information
No charge for your initial consultation
 
 
Free summary of your mortgage options
Get a no-cost overview of your options
 
 
No upfront fees
Payment due when you get your offer
 
 
Independent whole of market brokers
Giving you more choice
 
 
CeMAP qualified
Complete security for you

Mortgages For Police Officers – We Can Help

If you’re a police officer working long hours with ever-changing shift patterns, the prospect of looking for a home mortgage can be daunting. Relax. Simply Lending Solutions is here to help.

Our expert brokers will work with you to help find the most suitable deal for you. As we work across the whole of the market, and aren’t tied to any one lender, Simply Lending Solutions can look at an extensive number of potential lenders to find the one that is right for you.

Access to this number of lenders lets us determine which ones are most likely to offer a mortgage to a police officer like you, who may not have a consistent income or regular working hours. We know the public relies on you, and you can rely on us to deliver a personalised, stress-free mortgage application process.

Let Simply Lending Solutions help find you a police mortgage

The mortgage brokers at Simply Lending Solutions use their years of experience to help secure you a suitable mortgage with a lender who understands the needs of police officers.

On behalf of our clients we make applications to lenders across the whole of the market. We’re not tied to just one lender. This means we can assess which of the many lenders is the most appropriate one for you.

To do this we look at the criteria that lenders used when assessing borrowers. When sourcing a mortgage for serving police officers like you, we focus particularly on how lenders treat overtime payment, secondment extras and unsociable hours allowances. By doing this we increase the probability of a successful mortgage application.

Simply Lending Solutions take the hassle away by letting you hand the application process over to us to control. We don’t let your long and unsociable hours become a barrier. We can conduct the whole of our communication with you on the phone or online.

Mortgages for police officers

Our customers rate us as excellent

Why mortgage lenders may not consider serving police officers

Many people are surprised that serving police officers can find it difficult to find a mortgage. After all police officers have a responsible job with high professional standards. Furthermore, policing is a relatively secure employment sector, with good prospects for progression.

However, what may not be understood is that many of the common work patterns and remuneration packages of police employees are not immediately attractive to lenders providing home mortgages.

Not all lenders, for example, will consider all the overtime payments that officers receive when calculating their borrowing power. As overtime frequently makes up a significant part of an officer’s wages this can give a distorted picture of your ability to afford a loan.

As a police officer you may also receive additional payment for unsociable hours or secondments. Again, not all lenders take these into account.

The irregular nature of your work as a police officer therefore can create a difficulty for lenders when determining your suitability for particular mortgage products. That’s why it’s key to work with brokers like those at Simply Lending Solutions who know what lenders are looking for and what income they take into consideration.

Are you a police officer looking for a mortgage?
Contact our experts to explore your options.

Contact Us

Stress-free, transparent application process

Simply Lending Solutions make the mortgage application process as easy and clear as possible.

  1. We start with a free consultation where we discuss what you’re looking for and get a picture of your financial circumstances.

  2. Our brokers then search the market for appropriate mortgage deals for police officers. We’ll contact you again if we need supplementary information.

  3. When we’ve found suitable deals for you, we’ll arrange a time to talk them through, outlining what documents we’ll need from you, what the costs are and anything else important.

  4. Our next step is to carry out underwriting of your preferred product. This is a way to ensure that the lender progresses smoothly with the application.

  5. Once we’ve received any documentation from you, the final application is made. We can then wait for the lender to make the mortgage offer.

  6. Assuming you are happy, everything is passed to lawyers for exchange of contracts and completion.

  7. At Simply Lending Solutions we don’t charge for our mortgage advice until the mortgage offer is received. Charges for some remortgages aren’t due until completion.

For FREE Advice & Information,
call us between 9-5

01245 209851

or click here to

Contact Us

We are CLOSED on Christmas Eve, Christmas Day, Boxing Day and New Year’s Day

A full range of mortgages available for police officers

Whatever you’re looking for Simply Lending Solutions can help. Whether you want a shared ownership mortgage for key workers, are looking to remortgage or are a first-time buyer talk to us and find a great police mortgage deal.

We can help you with the following types of mortgages: –

  • Second charge mortgages
  • First-time mortgages
  • Buy-to-let mortgages
  • Help to Buy mortgages
  • Remortgages
  • Shared ownership mortgages
  • Home mover mortgages